Senior Financial Crime Investigator - Fluent Italian & English

• Investigate complex or high-risk anti-money laundering alerts on business accounts. • Recommend Suspicious Transaction Reports (STRs) to be filed by Monzo Bank EU. • Make business onboarding decisions in high-risk or complex cases. • Conduct ongoing due diligence on high-risk business accounts. • Provide financial crime expertise and support to other operational teams across the business. ⚠️ Working hours cover 7am–6:30pm or 12pm–8:30pm in 8.5-hour shifts (1 hour lunch included), with 1 in 4 weekends required. Start date is September 2026, with mandatory Monday–Friday 9am–5:30pm training for the first 8 weeks.

• Be fluent in Italian — both written and verbal — to a professional standard. • Have strong English written and verbal communication skills. • Have strong experience conducting high-risk business banking screening or complex business financial crime investigations. • Have experience making independent, risk-based financial crime decisions in a regulated financial services firm. • Have knowledge of the current financial crime landscape in the UK and EU and associated risks.

• Have experience working with EU-regulated financial services firms or cross-border financial crime investigations. • Have familiarity with Suspicious Transaction Report (STR) filing processes and regulatory obligations. • Have experience conducting ongoing due diligence on high-risk business accounts. • Have experience in a fast-growth fintech or digital bank environment.

• Investigate complex and high-risk AML alerts on business accounts. • Recommend STR filings to Monzo Bank EU based on investigation findings. • Make risk-based onboarding decisions for high-risk or complex business cases. • Carry out ongoing due diligence on high-risk business accounts. • Support other operational teams with financial crime expertise and guidance.

We have been Monzo customers for years and have always loved their beautiful, simple app UI. We believe their product has a positive impact on millions of customers, motivating them to be more conservative with their spending and helping them save money. Monzo, as a company, has consistently grown over the past 10 years and is known for its strong company culture, generous benefits, and leadership that strives to be truly transparent and cares about its colleagues. It is a company that helps you advance your career and grow as a professional, working with great teams. If you like to join a thriving, upcoming bank and help millions of customers lead a financially sound life, Monzo gives you the opportunity to push ahead.

• Earn £29,450–£37,000 plus a £2,500 Multilingual Premium, totalling up to £39,500. • Work fully remotely from the UK. • Receive a Macbook and additional home office setup support. • Get guaranteed time off on your birthday if it falls on a scheduled working day outside of training. • Access a £1,000 annual learning budget for books, training courses, and conferences. • Join a diverse, inclusive team at one of the UK's most recognised challenger banks.

Monzo is on a mission to make money work for everyone — waving goodbye to the complicated and confusing ways of traditional banking. With over 10 years of growth, Monzo now serves millions of customers across personal and business banking, credit, savings, investments, and pensions. This role sits within the Financial Crime function, supporting Monzo's EU operations with specialist Italian-language investigation capability.