Lead Product Manager (Car Finance)

• Own the end-to-end delivery and success of a new car finance credit product, from idea to launch and from launch to scale. • Bring Abound's unique technology to a new and complex market as part of the expansion into new product lines. • Navigate ambiguity, make pragmatic decisions, and do whatever it takes to get a product live, working, and commercially successful.

• Have 5+ years of experience solving complex problems at rapid speed in fintech or other technology startups, top-tier consulting firms, or similar. • Have strong experience working with B2B clients or external partners, including shaping commercial propositions and managing competing incentives. • Have demonstrated commercial acumen with the ability to reason clearly about pricing, margins, unit economics, and growth trade-offs. • Have high technical fluency and be comfortable discussing APIs, data models, system constraints, and implementation details. • Favour pragmatism over perfection with MVPs, learning fast, and iterating over over-engineering. • Thrive in ambiguity and not rely on rigid job descriptions to define your impact. • Take ownership, work hard when it matters, and follow through until outcomes are delivered. • Operate as part of one team, helping beyond your immediate remit and caring about the success of the wider business. • Speak up, challenge constructively, and once decisions are made, commit and execute.

• Have experience in UK consumer lending, especially car finance.

• Take ownership of launching a new car finance credit product from discovery and MVP through launch and iteration. • Define clear goals and success metrics across origination, conversion, risk, and commercial viability. • Ruthlessly prioritise what matters most, focusing on speed, progress, and learning over perfection. • Drive cross-functional delivery across engineering, data science, operations, legal, and compliance. • Own delivery plans, milestones, testing, and go-live readiness and stay close until things are actually done and working. • Step in hands-on where needed, especially during launches or live issues. • Own post-launch performance, proactively identifying and delivering improvements to conversion, approval rates, credit performance, and profitability. • Use data, experimentation, and judgement to diagnose issues and unlock growth. • Work closely with engineering on APIs, integrations, decisioning flows, and data pipelines. • Partner with risk and data science teams to shape credit decisioning and policy implementation.

Abound is one of the most exciting fintech stories in the UK right now. In just five years, the co-founders have built a profitable, fast-growing lending platform that was named the UK's number one fastest-growing tech company by The Sunday Times in 2026, with nearly 500% annual revenue growth. The company generated £69 million in revenue and £9 million in profit before tax in 2024, which is remarkable given that, among the top 15 high-growth UK companies tracked by Sifted, Abound was the only profitable one. They have secured £2.2 billion in lending capacity from Citi, Deutsche Bank, Waterfall, and others, and have been listed among the top 250 global fintechs by CNBC. What makes Abound especially interesting as a place to work is the leadership pedigree: Gerald Chappell was previously a Partner at McKinsey and EY, where he led digital lending and credit analytics solutions globally, while Dr Michelle He was a Director at EY with a PhD in machine learning. The broader leadership team brings experience from Goldman Sachs, Citi, Airbnb, and other major institutions. The UK Glassdoor entity sits at 4.6/5, with every single employee recommending it to a friend. What comes through in reviews is the flat structure, data-driven culture, quick career progression, and the chance to learn directly from seriously experienced leaders. Everyone gets equity ownership, a 30-day paid sabbatical after 4 years, a free WellHub membership, and plenty of team socials. A couple of things worth knowing: some Glassdoor reviews flag high targets and performance pressure, and Abound runs a hybrid model from its London offices rather than being fully remote. That said, if you want to be part of a profitable, rapidly scaling UK fintech where your work has a real impact on making credit fairer for millions of people, Abound is a brilliant place to do it.

• Own a piece of the company with equity. • Work hybrid with 3 days a week in the office. • Take 25 days holiday a year plus 8 bank holidays. • Receive 2 paid volunteering days per year. • Enjoy one month paid sabbatical after 4 years. • Access an employee loan. • Get free gym membership. • Benefit from a team wellness budget to be active together.

Abound is redefining consumer lending in the UK and beyond using advanced AI and Open Banking data to make fair, affordable personal finance available to more people. While traditional lenders rely almost entirely on credit scores, Abound looks at the full financial picture. The company has issued over £1.3bn in loans directly to customers with market-leading credit performance, seeing only 3 defaults for every 10 the industry expects. Backed by £2bn+ of funding from Citi, GSR Ventures, and Deutsche Bank, Abound reached profitability just 2.5 years after launch and is recognised as one of Europe's fastest-growing fintechs.